Biography

Professional Experience


Law Offices of Melissa A. Huelsman, P.S. (Seattle, Washington) Sole Practitioner, 2001 to the Present


Ms. Huelsman’s practice focuses on the following borrowers’ litigation: 

• Predatory mortgage lending

• Improper mortgage loan servicing

• Wrongful foreclosure/judicial foreclosure defense 

• Mortgage fraud and foreclosure rescue scams 

• Debtors’ bankruptcy representation

• Defense of former homeowners in evictions 


Successfully litigated/appealed cases in:

• Washington State Supreme Court (3 cases) 

• Washington State Courts of Appeal

• Ninth Circuit Court of Appeals

• Ninth Circuit Bankruptcy Appellate Panel

• U.S. District Court, Western District of Washington

• U.S. Bankruptcy Court, Western District of Washington 

• Washington State Superior Courts


Involvement in Drafting and Passing into Law/Amending State Laws:

• Deed of Trust Act, RCW 61.24, et seq. including the Foreclosure Fairness Act, RCW 61.24.163 and RCW 61.24.127

• Consumer Protection Act (UDAP) changes, RCW 19.86.093 

• Distressed Property Conveyances, RCW 61.34, et seq.

• Mortgage Insurance restrictions, RCW 61.10, et seq.

• Consumer Loan Act changes, RCW 31.04, et seq.


Important and Published Decisions

Lyons v. U.S. Bank, 336 P.3d 1142 (2014) (co-counsel)

Frias v. Asset Foreclosure, et al., 181 Wn.2d 412 (2014)

Bain v. Metro. Mrtg. Group, Inc., 175 Wn.2d 83, 97, 285 P.3d 34 (2012)

Keahey v. Jared (In re Keahey), No. 90-6000, 2011 WL 288966 (9th Cir. Jan. 31, 2011)

Pace-Knapp v. Pelascini, et al., No. 63758-4-I, Wn. App., Div. 1 (Feb. 14, 2011) and 143 Wn. App. 1037, 2008 WL 699279 (2008)

Brown v. Household Realty Corp., 145 Wn.App. 157, 189 P.3d 233 (2008), review denied, 165 Wn.2d 1023 (2009) – In spite of a loss on appeal, this decision resulted in Ms. Huelsman working with the Washington Attorney General’s Office to pass legislation that protected the rights of residential homeowners post non-judicial foreclosure. RCW 61.24.127.

Gunsul v. Countrywide Home Loans, et al., 169 P.3d 830 (2007).


Bar and Court Admissions

• California State Bar – 1997 (voluntarily inactive)

• United States District Court for the Central District of California 

• Washington State Bar – 2001

• Ninth Circuit Court of Appeals

• United States District Court for the Western District of Washington 

• United States District Court for the Eastern District of Washington


Professional Activities

• NACA Membership

• NWCLC (Northwest Consumer Law Center) – Founder & Board Member - 2011 to 2020 

• CENTS (Consumer Education and Training Services) – Board Member – 2006 to Present 

• WSBA Member, Civil Rules Committee, WSBA – 2007-2008

• WSBA Member, Access To Justice Committee – 2016 to Present 

• Recipient, Columbia Legal Services, 2012 Pro Bono Honoree 

• Recipient, KCBA 2006 Pro Bono Lawyer of the Year

• Recipient, KCBA Volunteer of the Year – 2003

• Recipient, Unsung Hero Award, Urban League of Seattle/Metropolitan King County


Education


California State University, Fullerton

Bachelor of Arts Degree, English - 1993


Southwestern University School of Law

Juris Doctorate – 1997

Managing Editor of The Commentator

President, The Criminal Law Society